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 Compare the best personal loan lenders, including LightStream, SoFi, LendingClub and others. Shop personal loans and pre-qualify with multiple online loan companies.  The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 9.99% of your loan amount for Cross River Bank originated loans.  Finance experts generally consider personal loans with APRs below 36% to be affordable. There are two types of personal loans: secured and unsecured loans. Secured.  Explore our experts' picks of the best personal loans, including reputable companies like SoFi, LightStream and LendingPoint. Learn more about our top loan providers.

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